Wildlife car insurance accident
Don’t want to see your high performance muscle car get damaged by a deer? Then you should take the advice of the state insurance commissioner in West Virginia and take extra care with your driving now that it is fall time, because in this period of the year car insurance accidents related to wildlife are on the rise and people are more likely to hit large animals like deers who come out and play when the weather is nice. The reason these animals come out during this time is largely due to the fact that the last months of the year constitute hunting season, so they are driven out by the fear of hunters. It is also mating season, another reason why they are more likely to cross public roads.
According to a study that the department of insurance in West Virginia did, a good five percent of the claims in their state among the biggest three car insurance companies in the last year had to do with accidents involving a deer. That’s a whole twenty one thousand claims that were made for wildlife accidents in West Virginia. Makes you think twice about Bambi, doesn’t it?
And these car insurance accidents involving the deer of the state of West Virginia aren’t cheap either. Each car insurance accident costs about two thousand dollars for damages, which comes out to a total of around forty million dollars every year, just from wildlife accidents. Sure, West Virginia’s wildlife is great, states the commissioner, but for a lot of drivers those pretty doe eyes can be dangerous when they run out in front of your car in the middle of the night.
The worst part of it is that if you spot a deer on the road, it usually isn’t alone. Deers go around in groups, not big ones, but groups all the same, so if you come across a deer there are probably more around. This can cause more severe accidents from deer running out into the road many at a time.
If you want to avoid getting into a wildlife car insurance accident in your high performance car, then there are a few precautions that you need to take.
- Wear your seat belt. You should be doing this anyway, but tighten it up. Even if you’re just running to the store real quick to get some milk and it isn’t very far away, these deer are every where. And most car insurance accidents happen within five miles of your home.
- Keep an eye out for deer crossing signs. Deers aren’t going to follow the signs like they’re the law, but these signs are a good indicator of where the deers tend to be, so if you see one pay extra attention to the side of the road and don’t drive so fast.
- Avoid driving at night, and when you do it, be careful about it. They don’t come out more often at night, but it is harder to get visibility, especially in the more rural parts of West Virginia. If you’re driving even in the dusk, keep your lights on and go slow.
Loading ...