Reader question:

Will I be able to keep my coverage while I am upgrading my high performance car’s security?

Anne

Sorry, but it doesn’t work that way.

Car insurance companies often have very strict rules about the prices a secure car will get you, and if you want to get good rates on your collision coverage, then you need to have safety features installed. However, if you don’t, you can still get th collision coverage, but it will jut cost more. The same thing does not go with high performance car insurance coverage. While you can get your car insurance collisio coverage just as easily, the comprehensive coverage is not the same way. Many car insurance companies will not even think about covering you with comprehensive until you have the right safety mechanisms on your car to protect against theft, and you cannot put this off. No features, no coverage, it doesn’t matter if you ae installing them right now.

The types of alarms that the car insurance companies require are called active disenabling alarms. While you can get something with bells and whistles, what they want is for you to have something that shuts down an integral part of the vehicle so that the thief is not able to start it even with his techniques. The device also needs to be constantly active, not activated by you.

Cheers,

Fashun Guadarrama.