Discount car insurance, pt. 3
And the list of discount car insurance deals goes on. Another tip that I want to offer to anyone who is getting a discount car insurance deal is to make sure that they keep track of their own car insurance premium. See how much you are quoted for your premium before the discounts, and then make the calculations yourself for how much your premium will be after the discounts have been added in. I say this because you cannot always trust the car insurance company to do things right. When I first got my good student discount, it was supposed to be for fifteen percent. However, after a couple of months of paying for my premium, I realized that they only had discounted me ten percent! I called them up and fixed it, but I didn’t get my money back for that extra five percent each month. Needless to say, I don’t do business with them anymore, but you should always be careful.
For those who are students like me, I want to present a way for them to save on their car insurance premiums while trying to survive on their part time incomes and get a start on those student loans. Lucky for us, car insurance companies are willing to offer students some big breaks, even while charging us a lot for our age. I suppose it is an acceptable compromise. Here are some of the best student discount car insurance deals.
- Leave your car at home.
Even if you want to show off your high performance car to all of the people at college, there is a time and a place for everything, and unless you want to be paying full price to afford to insure that car, then college is not the place. If you are going to school over a hundred miles away from home, then it actually saves you a lot of money to stay on your parent’s car insurance policy and to leave your car at home. But what’s the point of that?! you might ask. Well, while you’re at school you can always hitch rides with other people or walk or take the bus, while whenever you come home for summer, holidays, and weekends your car is waiting for you. Being insured while in school is expensive, and a lot of college students can’t do it at all.
- Make good grades.
Instead of partying all night, maybe you should concentrate a little more often on your textbooks. Almost every car insurance company I have spoken with offers a good student discount for young people who average Bs on all of their reports or a three point five grade point average.
- Take a defensive driving course.
You might have just finished taking your very first driving course a couple years back and think that you don’t need a defnesnive driving course, but who cares about need? A lot of states actually require car insurance companies to give you a discount if you take a defensive driving course, and even in the ones that don’t a lot of companies still offer it. Even if you sleep in the class, do it for the discount. But it you stay awake, you’ll learn a lot.
Cheers,
Fashun Guadarrama.
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