If you would like to find out what it says on your CLUE report, then I advise you to visit ChoicePoint, from where you can purchase a copy of your CLUE report for a very low price. You might find your report somewhat anti climatic. While the CLUE report is similar to a credit report in many ways, it is also true that most people only make a claim for their car insurance policy every five to ten years or so, and since those claims then fall off the record after three to five years, when you get your CLUE report you may find that there is nothing on it to see.

Solving problems that are on your CLUE report are a thousand times more easy for the driver of a high performance car than is solving problems on your credit report. Very few errors occur–much less than one percent, or about three errors for every ten thousand reports, so your chances of having a problem with inaccuracy is very small. However, all you have to do to fix it is get in touch with ChoicePoint, the provider of the CLUE report. Most of the time, these kinds of problems are finished up and solved in only a couple of weeks.

You can even edit your CLUE report yourself. You can contact the CLUE report distribution service to have them add certain information that makes you less risky to insure. For example, you can add the fact that you have installed side impact air bags, or that you now have an active disabling alarm system on your muscle car. You can’t just spam them with inaccurate information, but if you have done something with your vehicle that will make you look good int he eyes of an insurer, then by all means, add it to your report.

One thing that you ought to consider when getting your CLUE report is that your car insurance company gets a total of sixty days to look over it and figure out if they want to insure you or not. This can influence the timing you have when it comes to applying for a car insurance policy. For example, if you had a DUI conviction before and it will no longer be on your record three months down the line, you might want to wait to change your car insurance company until it has fallen off your record, so that you won’t have the expensive stigma of the SR22 form. Another thing might be that if you have a pending dispute on your CLUE report, you should wait until it is resolved before you apply for a car insurance policy with a new auto insurance company.

One good thing about CLUE report laws is that if you make an inquiry related to your CLUE report, that cannot be used against you. You cannot have your car insurance policy not renewed, or cancelled, or have your car insurance premium raised because you have made an inquiry.