Reader question:

Will my car insurance rates automatically go up after I get into my first at fault car insurance accident?

Natalie

Thank you for asking, Natalie.

This depends on what kind of company you get your high performance car insurance coverage with, actually. Most companies are somehwhat lenient when it comes to someone’s first at fault car insurance accident, and they will forgive this first accident. If your car insurance company has accident forgiveness, then you will not see a rise in rates, you won’t change in risk, nor will you lose any good driver discounts. Some companies want to cheat you into paying for what other companies offer free by charging for accident forgiveness. Avoid these companies.

Cheers,

Fashun Guadarrama.